Construction Loan Interest Calculator

Reserve funded from credit limit. Reserve draws increase principal. Capitalization optional.

Loan Inputs

Draws

Reserve analysis

Monthly Schedule

Reserve Trade-off

Total interest (blue)   Out-of-pocket uncovered (red)
Red (cash) is computed with capitalization OFF to reflect cash exposure. X-axis is clamped to credit limit − total planned draws. Drag the vertical line to set the reserve.